There are several factors that go into play in determining who is responsible if you are hurt while on someone else’s property. First, where you are hurt is important. If you are hurt on a commercial residence, then the owner of the business can potentially be liable. If you are hurt on public property such as a sidewalk, then the owner of that property, perhaps the State of South Carolina, can be liable. If you are hurt while on someone else’s personal property like a residence, then the homeowner (usually their insurance), can potentially be liable. Lastly, if you are hurt at work, you can essentially file a third party claim and perhaps have a third party claim against any negligent party beyond your employer.